USD to HKD: with Bid-ask spread, can a bit above 7.85 Hints of 2025 new account: keep > USD $1,328 60 days, has HKD 400 supermarket coupon (broker) Hints of 2025 new account: keep > HK $80,000 60 days, has HK≈ 1000 TSLA odd lots of shares (broker) (Forex: Usually 1 am to ≈ 9:30 am / < 1 pm one day capital arrival difference for transfer that withdraw from brokers) Exchange difference ref.: 37 pips, e.g. fluctuate from 27 - 47 pips (broker, broker), 155 pips (bank, broker)